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Daily-mcqs 25 Jul 2026

Current Affairs MCQs for UPSC & State PSC Exams 25 Jul 2026

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Current Affairs MCQs for UPSC & State PSC Exams

Q1:

With reference to the Indus Waters Treaty (IWT) of 1960, consider the following statements:

  1. Under the treaty, the waters of all the rivers of the Indus River System are divided equally between India and Pakistan.
  2. India was allocated the unrestricted use of the three Eastern Rivers (Ravi, Beas, and Sutlej).
  3. Pakistan was allocated the Western Rivers (Indus, Jhelum, and Chenab), though India retains limited rights for domestic use, agriculture, and run-of-the-river hydropower projects.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 1 and 3 only

C: 2 and 3 only

D: 1, 2, and 3

Answer: C

Explanation:

Statement 1 is incorrect. The waters are not divided equally. Instead of an equal 50-50 split, the treaty allocates the Eastern Rivers entirely to India and the Western Rivers primarily to Pakistan. Under this arrangement, about 80% of the total water of the Indus system went to Pakistan, while about 20%went to India.


Statement 2 is correct. Under Article II of the treaty, the waters of the Eastern Rivers—Ravi, Beas, and Sutlej—were allocated to India for unrestricted use.


Statement 3 is correct. Under Article III, the Western Rivers—Indus, Jhelum, and Chenab—were allocated to Pakistan. However, the treaty explicitly provides India with certain limited rights to use these western waters for domestic use, non-consumptive agricultural use, and the generation of run-of-the-river (ROR) hydroelectric projects.


                            

Q2:

Consider the following statements regarding the Reserve Bank of India's Specified Non-Financial Assets (SNFAs) framework:

  1. SNFAs are a category of both movable and immovable properties acquired by banks from defaulting borrowers.
  2. Banks are permitted to acquire SNFAs even before a loan account is classified as a Non-Performing Asset (NPA).
  3. Under this framework, banks are strictly prohibited from selling the repossessed properties back to the original borrower or related parties.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 3 only

C: 2 and 3 only

D: 1, 2, and 3

Answer: B

Explanation:

Statement 1 is incorrect: Specified Non-Financial Assets (SNFAs) are exclusively immovable properties (such as residential buildings, commercial properties, and warehouses) transferred to banks in full or partial settlement of loans. Movable properties do not fall under this category.


Statement 2 is incorrect: Banks are allowed to acquire SNFAs only after a borrower's exposure has been classified as an NPA. It acts as a final recovery mechanism when normal legal or contractual recovery options have proven unviable.


Statement 3 is correct: To prevent misuse, improve governance, and stop previous promoters from regaining ownership at undervalued prices, the RBI strictly prohibits banks from selling repossessed SNFA properties back to the original borrower or related parties.


                            

Q3:

With reference to the new SNFA framework and banking classifications, consider the following statements:

  1. Before a loan is classified as an NPA, it is monitored in Special Mention Accounts (SMA) depending on the number of overdue days.
  2. SNFAs form a core part of a bank's Gross NPAs and are reported alongside distressed loan assets.
  3. Once acquired, SNFAs are generally required to be disposed of primarily through public auctions following the principles of the SARFAESI Act, 2002.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 1 and 3 only

C: 2 and 3 only

D: 1, 2, and 3

Answer: B

Explanation:

Statement 1 is correct: Before a loan defaults and is categorized as an NPA, stressed loans exhibit early signs of distress. These are tracked under Special Mention Accounts (SMA): SMA-0 (overdue up to 30 days), SMA-1 (overdue 31–60 days), and SMA-2 (overdue 61–90 days). A loan becomes an NPA when overdue for more than 90 days.


Statement 2 is incorrect: SNFAs are not part of Gross or Net NPAs. Once these immovable properties are acquired to satisfy claims, they are reported separately on the bank's balance sheet under the specific head of "Non-Banking Assets Acquired in Satisfaction of Claims".


Statement 3 is correct: To ensure transparent and uniform disposal, the RBI has mandated that the disposal of SNFAs should primarily be through public auctions by following the principles and procedures laid out under the SARFAESI Act, 2002.


                            

Q4:

Consider the following statements regarding the Kukrail Night Safari and Day Zoo Project:

  1. It is India's first-ever night safari and the world's fifth such facility.
  2. The project is situated inside the Kukrail Reserve Forest, a plantation forest developed in the 1950s.
  3. The Kukrail stream, which flows through the reserve, is a primary tributary of the Ganga River.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 2 only

C: 2 and 3 only

D: 1, 2, and 3

Answer: A

Explanation:

Statement 1 is correct: The Supreme Court approved the ₹1,510-crore project in Lucknow, clearing the way for India's first urban night safari. It will be the world's fifth such facility, joining countries like Singapore, Thailand, China, and Indonesia.


Statement 2 is correct: The project will be developed across 855 acres within the broader 2,027-hectare (or ~5,000 acre) Kukrail Reserve Forest. The reserve forest was originally developed as a plantation forest in the 1950s and serves as one of Lucknow's largest green spaces.


Statement 3 is incorrect: The Kukrail stream is a tributary of the Gomti River, not the Ganga River. The Gomti itself is a left-bank tributary of the Ganga.


                            

Q5:

Consider the following statements regarding Dyslipidemia and the findings of the recent ICMR-INDIAB Survey:

  1. Low High-Density Lipoprotein (HDL) cholesterol is identified as the most prevalent lipid abnormality among Indian adults.
  2. The survey indicates that abnormal lipid levels are strictly confined to individuals suffering from metabolic disorders like obesity and diabetes.
  3. Dyslipidemia is characterized by high LDL, low HDL, high triglycerides, and elevated total cholesterol.

Which of the statements given above are correct?

A: 1 and 2 only

B: 1 and 3 only

C: 2 and 3 only

D: 1, 2, and 3

Answer: B

Explanation:

Statement 1 is correct: The study found low HDL ("good cholesterol") is the most prevalent lipid abnormality.


Statement 2 is incorrect: It challenges the belief that only individuals with obesity or diabetes are at risk, finding 355 million Indians with normal body weight/blood pressure have abnormal levels.


Statement 3 is correct: Dyslipidemia includes high LDL, low HDL, high triglycerides, and elevated total cholesterol.


                            

Q6:

With reference to INS Malvan and the Mahe-class Anti-Submarine Warfare Shallow Water Craft (ASW-SWC), consider the following statements:

1.   INS Malvan is the second indigenously designed and built Mahe-class ASW-SWC with over 80% indigenous content.

2.   The primary role of the Mahe-class is anti-submarine warfare in shallow coastal waters, along with mine warfare and search-and-rescue operations.

3.   INS Malvan has been built by Garden Reach Shipbuilders & Engineers (GRSE), Kolkata.

4.   The ship's crest features the Wagh Nakh, symbolising courage, stealth, agility and decisive action.

Which of the statements given above are correct?

A: 1 and 2 only

B: 1,3 and 4 only

C: 1, 2 and 4 only

D: 1, 2, 3 and 4

Answer: C

Explanation:

Statement 1 – Correct: INS Malvan is the second Mahe-class ASW-SWC and has more than 80% indigenous content, reflecting the Aatmanirbhar Bharat initiative.


Statement 2 – Correct: The Mahe-class is specifically designed for anti-submarine warfare (ASW) in shallow waters, besides underwater surveillance, mine warfare, coastal patrol, and search-and-rescue (SAR).


Statement 3 – Incorrect: INS Malvan was built by Cochin Shipyard Limited (CSL), Kochi, not by GRSE. GRSE is building the Arnala-class ASW-SWCs.


Statement 4 – Correct: The Wagh Nakh (Tiger's Claw) on the crest represents Chhatrapati Shivaji Maharaj's legacy and symbolises courage, stealth, agility, and decisive action, matching the vessel's "Silent Claws" motto.


                            

Q7:

Which of the following correctly explains the strategic significance of the Mahe-class Anti-Submarine Warfare Shallow Water Craft (ASW-SWC)?

1.   They replace the ageing Abhay-class corvettes decommissioned between 2017 and 2025.

2.   They are designed to safeguard ports, naval bases, offshore energy assets and Sea Lines of Communication (SLOCs).

3.   They operate independently of India's coastal radar network and Maritime Domain Awareness (MDA) architecture.

4.   They are equipped with diesel-waterjet propulsion, enabling low-noise operations suitable for anti-submarine warfare.

Select the correct answer using the code below:

A: 1 and 2 only

B: 1,2 and 4 only

C: 1, 2 and 3 only

D: 1, 2, 3 and 4

Answer: B

Explanation:

Statement 1 – Correct: The Mahe-class ASW-SWCs are intended to replace the Abhay-class corvettes, creating a modern shallow-water ASW capability.


Statement 2 – Correct: These vessels are vital for protecting ports, naval bases, offshore installations, and Sea Lines of Communication (SLOCs) in the Indian Ocean Region (IOR).


Statement 3 – Incorrect: They are integrated with coastal radar networks, underwater sensors, and maritime patrol aircraft, thereby strengthening Maritime Domain Awareness (MDA) rather than operating independently.


Statement 4 – Correct: The vessels use diesel engines with water-jet propulsion, reducing acoustic signature while enhancing manoeuvrability—critical for anti-submarine operations.


                            

Q8:

With reference to the WHO AWaRe (Access, Watch, Reserve) classification of antibiotics and the recent Lancet Public Health study on India, consider the following statements:

1.   Access antibiotics are recommended as first-line treatment for common bacterial infections and have a relatively lower risk of promoting antimicrobial resistance.

2.   Watch antibiotics are broad-spectrum antibiotics that should be reserved for specific infections due to their higher potential to drive antimicrobial resistance.

3.   Reserve antibiotics are intended as last-resort drugs for treating multidrug-resistant (MDR) infections.

4.   The Lancet study found that India uses a higher proportion of Access antibiotics than recommended under the WHO AWaRe framework.

Which of the statements given above are correct?

A: 1 and 2 only

B: 1,3 and 4 only

C: 1, 2 and 3 only

D: 1, 2, 3 and 4

Answer: C

Explanation:

Statement 1 – Correct: The Access category includes first-line antibiotics used for common bacterial infections and carries a lower risk of antimicrobial resistance (AMR). WHO recommends increasing their use to improve rational antibiotic prescribing.


Statement 2 – Correct: Watch antibiotics are broad-spectrum antibiotics that should be prescribed only for specific infections because they have a higher potential to promote AMR. Their unnecessary use accelerates the emergence of resistant bacteria.


Statement 3 – Correct: Reserve antibiotics are last-resort medicines reserved for treating multidrug-resistant (MDR) infections when other antibiotics fail.


Statement 4 – Incorrect: The Lancet study found the opposite. Only 27% of India's antibiotic consumption belongs to the Access category, whereas the estimated requirement is 52.3%. India overuses Watch antibiotics instead of Access antibiotics.


                            

Q9:

With reference to India's wind power sector, consider the following statements:

1.   As of 30 June 2026, India's installed wind power capacity stood at 57,443 MW.

2.   According to the Global Wind Energy Council (GWEC) Report 2026, India ranked 4th globally in cumulative wind energy installations as of 31 December 2025.

3.   The National Institute of Wind Energy (NIWE) estimates India's wind energy potential at 695.5 GW at a 120-metre hub height.

4.   Wind energy is expected to contribute at least 140 GW towards India's target of achieving 500 GW of non-fossil fuel-based installed electricity capacity by 2030.

Which of the statements given above are correct?

A: 1 and 2 only

B: 1,3 and 4 only

C: 1, 2 and 3 only

D: 1, 2, 3 and 4

Answer: D

Explanation:

Statement 1 – Correct: As of 30 June 2026, India's installed wind power capacity reached 57,443 MW (57.44 GW), making wind energy one of the country's major renewable energy sources.


Statement 2 – Correct: The GWEC Report 2026 ranked India 4th globally in terms of cumulative wind energy installations as of 31 December 2025, after China, the United States, and Germany.


Statement 3 – Correct: According to the National Institute of Wind Energy (NIWE), India has an estimated wind energy potential of 695.5 GW at a 120-metre hub height.


Statement 4 – Correct: Wind energy is projected to contribute at least 140 GW towards India's goal of achieving 500 GW of non-fossil fuel-based installed electricity capacity by 2030, announced under India's climate commitments.


                            
Aliganj Gomti Nagar Prayagraj