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Daily-mcqs 22 Jul 2025

Current Affairs MCQs for UPSC & State PSC Exams 22 Jul 2025

Current Affairs MCQs for UPSC & State PSC Exams

Q1:

With reference to the “Moscow Format” on Afghanistan, consider the following statements:

1.   It was initiated by Russia to promote regional peace and dialogue on Afghanistan.

2.   India has never participated in any Moscow Format consultations.

3.   The Format includes both regional countries and the Taliban representatives.

Which of the statements is/are correct?

A: 1 and 2 only

B: 2 and 3 only

C: 1 and 3 only

D: 1, 2 and 3

Show

Answer: C

Explanation:

Statement 1 is correct: The Moscow Format was initiated by Russia in 2017 to promote inclusive regional dialogue and peace in Afghanistan.

Statement 2 is incorrect: India has participated in Moscow Format meetings, including one in 2021 where it sent a senior official-level delegation.

Statement 3 is correct: The Taliban has been invited and has participated in these meetings post-2021, especially after the U.S. withdrawal.

Q2:

With reference to India’s Tourism Vision 2047, consider the following statements:

1.   The goal is to double tourism’s contribution to GDP by 2047.

2.   It aims to make India the most visited country by international tourists in Asia by 2047.

3.   The initiative was launched by the Ministry of External Affairs and NITI Aayog.

Which of the above statements is/are correct?

A: 1 only

B: 1 and 2 only

C: 2 and 3 only

D: 1 and 3 only

Show

Answer: A

Explanation:

· Statement 1 is correct: The “India Tourism Vision 2047”, supported by NITI Aayog, aims to double tourism’s contribution to GDP from 5% to 10% by the centenary of India’s independence.

· Statement 2 is incorrect: While enhancing foreign tourist arrivals is a goal, there's no explicit target to become the most visited country in Asia.

· Statement 3 is incorrect: The initiative involves NITI Aayog and Ministry of Tourism, not the Ministry of External Affairs.

Q3:

With reference to the Unified Payments Interface (UPI), consider the following statements:

1.   UPI was developed by the National Payments Corporation of India (NPCI).

2.   UPI transactions require users to enter account numbers and IFSC codes for every transaction.

3.   UPI enables both peer-to-peer and peer-to-merchant payments.

Which of the statements given above is/are not correct?

A: 2 only

B: 1 and 3 only

C: 2 and 3 only

D: 1, 2 and 3

Show

Answer: A

Explanation:

Statement 1 is correct: UPI was developed by the NPCI and launched in 2016.

Statement 2 is incorrect: UPI eliminates the need to enter account numbers and IFSC codes. Instead, it uses Virtual Payment Addresses (VPAs), mobile numbers, or QR codes.

Statement 3 is correct: UPI supports both peer-to-peer (P2P) and peer-to-merchant (P2M) transactions, including bill payments and subscriptions.

Q4:

According to the IMF’s 2025 report titled "Growing Retail Digital Payments: The Value of Interoperability," which of the following is/are true about UPI?

1.   UPI accounts for nearly half of all global real-time digital payments.

2.   India’s UPI transactions outpace Visa in daily transaction volume.

3.   UPI contributes to financial inclusion, especially in underserved regions.

Select the correct answer using the code below:

A: 1 and 2 only

B: 2 and 3 only

C: 1 and 3 only

D: 1, 2 and 3

Show

Answer: D

Explanation:

Statement 1 is correct: UPI powers nearly 50% of all global real-time payments.

Statement 2 is correct: UPI processes over 640 million daily transactions, surpassing Visa’s 639 million.

Statement 3 is correct: UPI has improved financial inclusion, especially in rural and small-town India by offering fast and low-cost access to digital payments.

Q5:

Which of the following countries had UPI operational as of mid-2025?

1.   Singapore

2.   France

3.   UAE

4.   Japan

5.   Sri Lanka

6.   Bhutan

Select the correct answer using the code below:

A: 1, 2, 3, and 4 only

B: 1, 3, 5, and 6 only

C: 1, 2, 3, 5, and 6 only

D: 1, 2, 3, 4, 5, and 6

Show

Answer: C

Explanation:

As of 2025, UPI was live in seven countries including:

· Singapore, UAE, France, Sri Lanka, Bhutan, Nepal, and Mauritius.

· Japan is not listed among the countries where UPI is live as of July 2025.

Q6:

Consider the following statements regarding chimeric vaccines:

1.   They are composed of live pathogens that are used in low doses to boost immunity.

2.   They combine antigen-encoding genes from multiple strains or stages of a pathogen.

3.   They can offer broader protection against drug-resistant or rapidly mutating organisms.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 2 and 3 only

C: 1 and 3 only

D: 1, 2 and 3

Show

Answer: B

Explanation:

· Statement 1 is incorrect: Chimeric vaccines do not use live pathogens in low doses.

· Statement 2 is correct: They combine antigen-coding genes from different stages or strains.

· Statement 3 is correct: They are designed to offer broad protection, particularly against drug-resistant or evolving pathogens like P. falciparum.