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Daily-mcqs 12 Jul 2025

Current Affairs MCQs for UPSC & State PSC Exams 12 Jul 2025

Current Affairs MCQs for UPSC & State PSC Exams

Q1:

Consider the following statements regarding the Unified Payments Interface (UPI):

1.    UPI allows real-time money transfers between bank accounts 24/7, including on holidays.

2.    UPI was developed and launched by the Reserve Bank of India (RBI).

3.    UPI has contributed to a significant reduction in cash transactions in India.

Which of the above statements is/are correct?

A: 1 and 2 only

B: 2 and 3 only

C: Only 1 and 3

D: All of the above

Show

Answer: C

Explanation:

Statement 1 is correct: UPI enables real-time, 24/7 money transfers.

Statement 2 is incorrect: UPI was developed by the National Payments Corporation of India (NPCI), not the RBI.

Statement 3 is correct: IMF noted a decline in cash usage due to UPI.

Q2:

With reference to UPI’s global expansion, consider the following statements:

1.    UPI is currently accepted in countries such as Singapore, France, and UAE.

2.    NPCI International is responsible for promoting UPI’s global adoption.

3.    UPI is also operational in North America and Western Europe.

Which of the statements given above is/are correct?

A: 1 and 2 only

B: 2 and 3 only

C: Only 1 and 3

D: All of the above

Show

Answer: A

Explanation:

Statements 1 and 2 are correct: UPI is accepted in countries like Singapore, UAE, France, Bhutan, etc., and NPCI International leads global outreach.

Statement 3 is incorrect: UPI is not operational in North America or Western Europe.

Q3:

Consider the following statements:

1. Recently, Starlink has received a five-year licence from IN-SPACe to provide satellite-based internet services in India.

2. The licence allows Starlink to use the Starlink Gen1 constellation comprising satellites in geostationary orbit.

Which of the above statements is/are correct?

A: Only 1

B: Only 2

C: Both

D: None

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Answer: A

Explanation:

Statement 1 is correct: IN-SPACe granted Starlink a five-year licence.

Statement 2 is incorrect: The Starlink Gen1 constellation is based in Low Earth Orbit (LEO), not geostationary orbit.

Q4:

What is the main function of the Indian National Space Promotion and Authorisation Centre (IN-SPACe)?

A: To manufacture launch vehicles for ISRO

B: To regulate telecom services in India

C: To promote and authorise private sector participation in space activities

D: To manage foreign satellite launches for Indian private entities

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Answer: C

Explanation:

IN-SPACe is a single-window autonomous agency under the Department of Space that promotes, authorises, and supervises private players in India’s space sector.

Q5:

With reference to the PM E-DRIVE Scheme, consider the following statements:

1.    It aims to support both private and commercial electric vehicles, including two-wheelers, buses, and ambulances.

2.    Incentives are capped at 15% of the vehicle's ex-factory price or a fixed per-vehicle limit, whichever is higher.

3.    Only electric vehicles priced below a government-notified threshold are eligible for incentives.

Which of the above statements is/are correct?

A: 1 and 2 only

B: 1 and 3 only

C: 2 and 3 only

D: All of the above

Show

Answer: B

Explanation:

Statement 1 is correct: The scheme covers a wide range of EVs, including private and commercial 2-wheelers, 3-wheelers, e-buses, e-ambulances, and e-trucks.

Statement 2 is incorrect: The incentive is capped at 15% of the ex-factory price or a fixed per-vehicle limit, whichever is lower, not higher.